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Buy to Let 

There’s one thing we know for certain about the Buy to Let market: it changes constantly. 

Regulations and taxation rules are frequently updated, which can create a lot of hard work for landlords.  Luckily, our friendly team is on hand to help you.

Whether you’re a first-time landlord or you’re adding to a varied property portfolio, we’ll take over all that dreaded paperwork for you, so you can get on with whatever you do best.

To save even more of your precious time, we’ll even liaise with lenders on your behalf.

We’re also more than happy to advise on potentially complex issues, including limited company borrowing, and houses of multiple occupation.


First time landlord?

Obtaining your first Buy-to-Let mortgage can be very daunting. Let us take the pressure off by finding a deal that is right for you.


Looking to diversify your investment?

If your plans include adding to your existing portfolio, we help you limit your potential liability, by liaising with lenders to determine the most financially beneficial mortgage. 


Expert Advice

Whether you are just starting out as a land lord, or have built an extensive portfolio with multiple types of property, rely on our experts to advise you at very stage.  

Let us contact you

Simply complete the details above, and a member of our friendly team will call or email to arrange an appointment.

Important: Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured upon it. A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £495.

What is the next step

Step 1

Life continually moves on and with that comes increased responsibility. Whether you are buying a home or starting a family, it is an exciting time but you must plan ahead now to ensure that if something goes wrong, you and your loved ones are fully protected.    

Step 2

Speak to our friendly team to discuss your needs. Simply book an appointment and we will advise you on the right level of cover. With whole of market access we will ensure you find the right products for your individual needs.

Step 3

Our expert team have a wealth of experience helping individuals and couples plan for their futures. Whether you are considering mortgages, life insurance or income protection we will find the right option for your circumstances protecting you for the future.

Ready to talk to a professional

Important: Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured upon it. A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £495.

Even the most experienced landlords need guidance through the constantly changing regulations and taxation rules so let us help you.

Frequently asked questions

How much deposit would I need for a buy to let property?

This will be dependent on the rental income the property can achieve. There are lenders that will accept deposits as low as 15% and 20% but in order to achieve more favourable rates then you will need a deposit of least 25%

Can I have more than one buy to let mortgage?

Yes! There are no limits as to how many Buy to Let mortgages you can have. For a seasoned investor owning 4 properties or more will be underwritten slightly differently, however, our specialists will ensure the most appropriate products are recommended.

What are the tax implications of a buy to let mortgage?

Tax legislation on Buy to Let’s has changed in recent years with a higher rate of Stamp Duty payable as well as the reduction of mortgage interest that can be offset against the rental income for the assessment of profit. We always recommend that our clients discuss their current and future plans in respect of Buy to Lets with a fully qualified accountant to ensure they are aware of the implications.

Couldn’t find your answer? Ask a question

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Let’s get started

To arrange an appointment with our friendly team, all you have to do is click the button below.  We’re looking forward to meeting you.




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Chambers Financial Services Limited is an Appointed Representative of Quilter Mortgage Planning Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No:08201095, Registered Address:Arlington House West Station Business Park, Spital Road, Maldon, England, CM9 6FF We normally charge a fee for mortgage advice, however this will be dependent on your circumstances. Our Typical fee is £499. Click here for more information. Internet Privacy Policy

Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured upon it. A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £495.

The Financial Conduct Authority do not regulate buy to let mortgages.

© Chambers 2019    |    Privacy Policy   


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