01268 744 333 info@chambersfs.co.uk


Your home may be repossessed if you do not keep up repayments on your mortgage

A comprehensive range of mortgages…

Each of our clients has a unique situation.  To help, we’ve got access to mortgages suitable for clients at every stage of their lives.  This includes deals from lenders across the whole of the mortgage market, and includes those not available on the high street.

Remortgage & additional borrowing

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage

It’s sensible to consider switching to a new mortgage deal.  Perhaps to take advantage of new rates and products or to keep pace with changing life circumstances.  To fund home improvements, clear debts, reduce monthly outgoings or perhaps provide as a deposit to a family member.  But re mortgaging is not a decision to take lightly.

That’s why our clients use us as a sounding board.  As qualified, mortgage advisors we’re able to provide the most appropriate advice.  Taking into account individual circumstances.  Before providing help to understand the pros and cons of remortgaging and additional borrowing, and proposing suitable whole of market deals.

For more information on the costs and charges of remortgaging take a look at this helpful The Money Advice Service guide.

First time Buyer

How much can I borrow?  The most frequently asked question by the first-time buyers we help.

But there’s so much more to consider than that.  How much can you afford?  The deposit you’ll need, and the monthly payments you’ll be making.  Not to mention the process of applying for the mortgage you choose.

Whether you’ve found your dream home or are just starting your search, you’ll need clear, most appropriate advice.  At Chambers Financial Services we have access to hundreds of products across the whole mortgage market and can find you the ideal product to match your first-time buyer needs; far better than limiting your options to a bank or estate agent.

Our friendly and professional approach will mean you explore all the options, before making the right decision for you.

Plus, Tony and the team will be with you every step of the way to make the mortgage process simple and even enjoyable. Saving you the hassle, and negotiating the most competitive rates on your behalf.

Take the trepidation out of one of life’s biggest decisions.


Changing job, starting a family, a new school catchment area, downsizing, retirement.  There are a multitude of events that cause us to think about moving home in our lifetime.

During times of change it can be tempting to stick with the financial status quo.  But your existing lender may not offer the most favourable rate on the market or take in to account your current requirements.

Using a qualified mortgage advisor like Chambers Financial Services gives you access to a much broader range of mortgages.  Including deals not available on the high street and specialist mortgages designed for people with complex circumstances.

Tony and the team wouldn’t just dream of typing your details into a search programme and recommending you the cheapest deal.

Our service is far more personal than that.  We ask a lot of questions and get to really understand your long-term goals.  Enabling us to personally, hand-pick mortgages that include features to fit you and your family (repayment holidays or low early repayment charges for example). As we offer very competitive rates, we endeavour to potentially save you up to tens of thousands during the term of your new mortgage.


There are numerous schemes designed to help open the door to people on low incomes, who have a low deposit or are first time buyers, but understanding them can be a little tricky.

At Chambers Financial Services we’re happy to take as much time as you need.  Providing the most appropriate advice on the individual schemes, including Help to Buy, Shared Ownership and Right to Buy.  Helping you to understand how they work, who is eligible, and which, if any, could be the right choice for you.

Tony and the team will be on hand throughout the entire process.  Doing the utmost to ensure your mortgage process is as hassle free as possible (this includes the nasty paperwork!).  With regular, straight-talking updates to make sure you stay well informed, and have confidence in your new home.

Talk to your personal mortgage advisor on

Your home may be repossessed if you do not keep up repayments on your mortgage

01268 744333

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