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Essex Mortgage Brokers

We’re a friendly team, based in Essex, headed up by experienced mortgage adviser Tony Baker. Taking a modern and positive approach to the mortgage and financial industry.

Our clients like the fact that we’re right here, when and where they need us. Our philosophy is to ensure our clients are on the most suitable mortgage at the lowest possible cost to help save money and/or help finance their dream home. We work with first time buyers, homeowners looking to save money by way of remortgage, people looking to move home, and landlords with both small and large property portfolios (which can include complex circumstances).

We know that the skills to handle these situations are firmly embedded in our DNA.

We know each client’s circumstance is unique.  That’s why we take a personal approach to each new enquiry.  Taking time to understand not just the financials, but the personal challenges and life goals along the way.   It’s about building long-term client relationships.  One that will help our valued clients to take considered approaches to mortgages, home insurance and mortgage protection now, and into the future.

We can find our clients mortgages from a large range of lenders representative of the whole of the market.  Good news, as this provides great choice, far better than going direct to only one lender. Across the team we have a combined 100+ years’ experience in financial services, which means we’re adept at analysing mortgage propositions, providing practical advice to smooth the road to approval for even the trickiest of cases.

Almost all of our business is thanks to recommendations from our clients’ for family members, friends or work colleagues.  Something we feel incredibly proud of, and which makes us smile.

Whilst our industry is one regulated by strict rules, these are in place to protect our clients and our business. However, that doesn’t mean we can’t be approachable, accessible and dare we say it, friendly! In fact, we pride ourselves on our approach to client care, and go the extra mile to provide a personal service that’s second to none.

We welcome you to meet the team…

Talk to your personal mortgage advisor on

Your home may be repossessed if you do not keep up repayments on your mortgage

01268 744333

Tony Baker – Director and Mortgage Adviser

Tony has over 25 years in financial services both as a mortgage broker and previously at Lloyds Bank. As such Tony has a vast experience of providing sound advice and has the ability of evaluating even the most complexed mortgage propositions.

Having a passion for his clients having based his career at building strong long-term relationships and for providing mortgages and related insurances, he works tirelessly in getting the right deal for his clients.

His ambition is to continue to build a world-class mortgage brokerage.

In his spare time he is a sports and music fan enjoying watching football and cricket. Tony is a big Madness fan and has attended over 100 of their concerts.

He is married to Vicki and has two children Jessica and Oliver who he loves dearly.

Jason Browne – Mortgage Adviser

Jason has been in the financial services industry for over 25 years, the majority of this has been spent working in the broking sector of the city.

Jason joined Chambers Financial Services in 2017, working as a Mortgage and Protection advisor, retraining to focus more fulfilling role helping local people to realise the dream of home ownership.

Outside of work he enjoys football, supporting Arsenal FC and boxing. Jason’s all time hero is Chris Eubank.

Darren Glover – Mortgage Adviser

Following 30 years experience in Financial Services with Lloyds Bank, Darren has joined Chambers Financial Services to support clients with their mortgage plans. Darren loves to help clients by getting to understand their mortgage plans and finding ways of assisting them through every step of their mortgage and protection journey.

If he is not discussing mortgage plans, Darren enjoys playing tennis and keeping active with cycling and taking part in local parkruns.

Chloe Browne – Mortgage Administrator

Chloe has been with Chambers Financial Services for the last two years. She is the member of the team that keeps all of our cases on track, and she tenaciously chases lenders and solicitors when required. Her favourite part of the job is seeing the happy expression on our clients faces when we have helped them to achieve their dream home.

Before working at Chambers Financial Services, Chloe worked in childcare – but was headhunted by Tony and Vicki to join the team. In her spare time Chloe enjoys socialising with her friends and family, as well as shopping and designing furniture.

Vicki Baker – Business Development Manager

Vicki heads up business development here at Chambers Financial Services, bringing with her a wealth of experience from her previous career in estate agency. She loves how varied her role is and enjoys the opportunities it affords her to meet lots of different people.

Outside of the office Vicki enjoys going to fitness classes at the gym. She also enjoys going away on holiday and eating out and trying new restaurants.

John Carroll – Broker Support

John joined Chambers Financial Services in October 2017. His role is that of Broker Support in assisting the Brokers within the Company.

He has over 40 years’ experience in Financial Services, working for a major UK Bank. Most of that period was spent working in the City of London as a Commercial Manager helping Small Business’s with their growth and aspirations.

John is passionate about helping people and his work for Chambers Financial Services enables him to continue with this passion in supporting my colleagues in meeting Client needs.

His interests include football (watching as opposed to playing!), music & travelling.

Sam Bailey – Head of Marketing

Sam is an experienced marketer, having spent the last ten years working in that sector – across a number of small businesses, not for profit organisations and in a freelance capacity. Day to day he is responsible for managing our social media presence, website and other marketing activity.

Having recently been helped by Tony to secure a mortgage to purchase his first home, Sam knows the difference that the personal touch and expertise can make when securing a mortgage offer.

Outside of the office Sam is a cricket fan and keen amateur cook, he spends a lot of his time trying to perfect Italian recipes with varying levels of success.

Talk to your personal mortgage advisor on

Your home may be repossessed if you do not keep up repayments on your mortgage

01268 744333